Banking |
Personal Online Banking |
Security
Q Are Katahdin Trust Company deposit accounts FDIC insured?
A Yes! Each individual customer at Katahdin Trust Company is insured by the FDIC up to $100,000. And, if you have more than $100,000 on deposit, your funds still could be fully protected. That's because, under the insurance rules, money held in different types of ownership accounts (joint accounts, retirement accounts, etc.) is separately insured up to $100,000 by the FDIC. Contact us for more information on FDIC insurance.
Q How do I set up Direct Deposit of my payroll check?
A Upon approval of your Katahdin Trust Company checking application, you will receive Katahdin Trust Company's routing and transit number and your account number. If your employer participates in a direct deposit program, simply provide this information to the human resources or payroll department at your company, and your direct deposit will usually begin within thirty days.
Q How do I set up Direct Deposit of my Social Security check?
A Upon approval of your Katahdin Trust Company checking application, you will receive Katahdin Trust Company's routing and transit number and your account number. Simply contact a customer service representative at any Katahdin Trust Company office and have your Social Security Number and account information available to set up your direct deposit right over the phone.
Q Can I get information about my account by phone?
A Yes! Call our 24-Hour Easy Phone Banking toll free at 1-800-949-8562 (521-0451 in the Houlton dialing area) for account information. Or contact a Customer Service Representatives at a Katahdin Trust Company office during normal banking hours.
Q Is interest paid on Katahdin Trust Company checking accounts?
A Yes! For a checking account that earns interest, check out our personal checking accounts or our Business Super NOW.
Q Can I do all of my banking with Katahdin Trust Company?
A Yes! Thanks to the convenience of Online Banking, Direct Deposit, and 24-Hour Easy Phone Banking everyday banking activities can be done wherever it's convenient to you. Contact us with questions about your banking needs.
Q Can I look at all of my transactions at any time?
A Yes! With Online Banking, you have access to your account information 24 hours a day, 7 days a week! Click here for a demonstration of Online Banking.
Q How frequently is my Katahdin Trust Company information updated?
A Katahdin Trust Company updates all customer information nightly. Whether you access our Online Banking site or visit one of our locations, your account information is updated every business day to reflect all account activity.
Q Are wire transfers possible to and from my Katahdin Trust Company checking account?
A Yes! Funds can be transferred to and from Katahdin Trust Company accounts by wire transfer or via ACH (Automated Clearing House) debits or credits. Contact us for details.
Q How do I make a deposit to my account from a remote location?
A You can do most of your banking by using direct deposit or ACH (Automated Clearing House) transactions. Katahdin Trust Company also offers a bank-by-mail service that allows you to mail non-recurring deposits. Contact us for details on a method that's best for you.
