Open an Account Online
Save a trip to the bank, simply open and fund a new personal checking, savings or CD online today.
Totally Free Checking Accounts
Whether you're looking for personal or business, we have an account just right for you.
Bill Payment & Presentment
No more waiting for the mail. Get your monthly bills delivered to you online.
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We also need people who can specialize in many other areas such as human resources, information technology, marketing, accounting and more.
Deposit Rates 
Interest Rates and Annual Percentage Yields are effective as of May 16, 2012 and are subject to change.
If you are looking for a consumer loan, mortgage or financing for your business we would be happy to assist you, please contact us for current rate information.
Personal Checking Accounts
| Minimum Balance to obtain Annual Percentage Yield | Annual Percentage Yield | Interest Rate | |
Business Checking Accounts
| Minimum Balance to obtain Annual Percentage Yield | Annual Percentage Yield | Interest Rate | |
$50 minimum opening deposit on all personal and business checking accounts. The interest rate and annual percentage yield may change after opening. Fees could reduce earnings on the account. To earn the stated APY, the minimum daily balance indicated in the tiers must be maintained. *Earnings credit of 0.25% will be applied to the maintenance fee, but will not exceed the maintenance fee.
Savings Accounts
| Annual Percentage Yield | Interest Rate | |
Fees could reduce earnings on the account. 1$10 minimum to open and earn the stated APY. The interest rate and annual percentage yield may change after opening. The APY and Interest Rate applies to personal and business accounts. 2$1 minimum to open and earn the stated APY.
Money Market Account
| Annual Percentage Yield | Interest Rate | |
$50 minimum to open. The interest rate and annual percentage yield may change after opening. The APY and Interest Rate applies to personal and business accounts. Fees could reduce earnings on the account. To earn the stated APY, the minimum daily balance indicated in the tiers must be maintained.
Money Market Plus Account
| Annual Percentage Yield | Interest Rate | |
$10,000 minimum to open. The interest rate and annual percentage yield may change after opening. The APY and Interest Rate applies to personal and business accounts. Fees could reduce earnings on the account. To earn the stated APY, the minimum daily balance indicated in the tiers must be maintained.
Evergreen Money Market Account
| Annual Percentage Yield | Interest Rate | |
$35,000 minimum deposit required to open from funds not currently on deposit at Katahdin Trust Company. The interest rate and annual percentage yield may change after opening. The APY and Interest Rate applies to personal and business accounts. Fees could reduce earnings on the account. To earn the stated APY, the minimum daily balance indicated in the tiers must be maintained.
Summit Relationship CDs and IRAs
| Terms (months) | Annual Percentage Yield | Interest Rate |
| Under 3 | 0.25% | 0.25% |
| 3 - 6 | 0.30% | 0.30% |
| 6 - 12 | 0.40% | 0.40% |
| 12 - 24 | 0.55% | 0.55% |
| 24 - 36 | 0.80% | 0.80% |
| 36 - 48 | 1.00% | 1.00% |
| 48 - 60 | 1.35% | 1.34% |
| 60 + | 1.75% | 1.74% |
| Easy Access CD* | 0.40% | 0.40% |
| 18 month variable rate IRA/SEP | 0.65% | 0.65% |
CDs and IRAs
| Terms (months) | Annual Percentage Yield | Interest Rate |
A $500 minimum opening deposit is required to obtain the stated APY for all CDs and IRA CDs, except for the 18 Month Variable Rate IRA/SEP which only requires a $10 minimum opening deposit. CD Interest Rates and APYs apply to both personal and business accounts; may vary for public funds. IRA CD Interest Rates and APYs apply only to personal accounts. Substantial penalty for early withdrawal. Fees could reduce earnings on the account. *Not available for IRA or SEP accounts.
