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Personal Checking Accounts
Open a checking account and get a Free Gift today!
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Receive up to $25 for your unused checks and check card from your old bank!
Totally Free Checking*
A FREE account for everyone.
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- No minimum balance
- No monthly service charge
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VIP Free Interest Checking*
FREE checking with the convenience of direct deposit or any automatic payment.
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- Competitive interest
- No minimum balance
- No monthly service charge
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50+ Free Interest Checking*
FREE for customers 50 and over.
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- Competitive interest.
- No minimum balance
- No monthly service charge
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Premium Checking*
An account for those interested in higher interest.
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- FREE checks
- Higher interest rates with balances of $1,500 or more
- Only $6 monthly charge if minimum balance falls below $1,500
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FREE with every new personal checking account:
- Online Banking with online statements and check images
- Bill Payment & Presentment
- ATM use at any bank in the world with our ATM reimbursement program^
- One combined easy-to-balance monthly statement
- Return of check images for easy record keeping
- Easy Phone Banking
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Each account is only $50 to open and has unlimited check writing, no per check charge and a VISA check card available.
Please stop by your local branch to open your new checking account.
*Customer purchases checks.
Please refer to our "Fees for General Services" brochure for the Visa® Check Card Annual fee and charges for unusual activities such as overdrafts, stop payment orders, etc. that may be assessed. The value of the free gift may be reported on form 1099-INT.
^We’ll gladly refund all the fees when you use a non-Katahdin Trust Company ATM, up to five per month. Simply stop by, call, or email us to get your money back
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