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Deposit Rates
Interest Rates and Annual Percentage Yields are effective as of April 14, 2008 and are subject to change.
If you are looking for a consumer loan, mortgage or financing for your business we would be happy to assist you, please contact us for current rate information.
Check out our New CD Specials
Click here for details.
Checking Accounts | Savings Accounts | Club Accounts
Money Market Account | Money Market Plus Account | CDs and IRA CDs
| Personal Checking
Accounts |
| |
Annual Percentage Yield |
Interest Rate |
| Totally Free Checking |
N/A |
N/A |
| Low Minimum Interest Checking |
.05% |
.05% |
| No Minimum Interest Checking |
.05% |
.05% |
| Economy Interest Checking |
.05% |
.05% |
| 50+ Free Interest Checking |
.05% |
.05% |
| VIP Free Interest Checking |
.05% |
.05% |
| Premium Checking |
|
|
| $0 - $2,499.99 |
.05% |
.05% |
| $2,500.00 + |
.10% |
.10% |
| Business Checking Accounts |
| |
Annual Percentage Yield |
Interest Rate |
| Totally Free Business Checking |
N/A |
N/A |
| Business Checking with Interest |
.05% |
.05% |
| Commercial Checking* |
N/A |
N/A |
*Earnings credit of 1.25% will be applied to the service charge, but will not exceed the service charge.
$50 minimum opening deposit. The interest rate and annual percentage yield may change after opening. Fees could reduce earnings on the account. To earn the stated APY, the minimum daily balance indicated in the tiers must be maintained. |
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| Savings Accounts |
| |
Annual Percentage Yield |
Interest Rate |
| Statement Savings |
.15% |
.15% |
| $10 minimum to open and earn the stated APY. The interest rate and annual percentage yield may change after opening. Fees could reduce earnings on the account. The Statement Savings APY and Interest Rate applies to Personal and Business Accounts. |
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| Christmas Club |
| |
Annual Percentage Yield |
Interest Rate |
| Auto Transfer |
1.00% |
1.00% |
| $1 minimum to open and earn the stated APY. Fees could reduce earnings on the account. |
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| Money Market Account (Personal and Business) |
| |
Annual Percentage Yield |
Interest Rate |
| $750.00 - $2,499.99 |
.05% |
.05% |
| $2,500.00 - $99,999.99 |
.10% |
.10% |
| $100,000.00+ |
.15% |
.15% |
| $50 minimum to open. The interest rate and annual percentage yield may change after opening. Fees could reduce earnings on the account. To earn the stated APY, the minimum daily balance indicated in the tiers must be maintained. |
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| Money Market Plus Account (Personal and Business) |
| |
Annual Percentage Yield |
Interest Rate |
| $750.00 - $9,999.99 |
.05% |
.05% |
| $10,000.00-$24,999.99 |
.10% |
.10% |
| $25,000.00-$49,999.99 |
.20% |
.20% |
| $50,000.00-$249,999.99 |
.20% |
.20% |
| $250,000.00+ |
.40% |
.40% |
| $10,000 minimum to open. The interest rate and annual percentage yield may change after opening. Fees could reduce earnings on the account. To earn the stated APY, the minimum daily balance indicated in the tiers must be maintained. |
|
| Green Money Market Account (Personal Only) |
| |
Annual Percentage Yield |
Interest Rate |
| $750.00 - $14,999.99 |
.05% |
.05% |
| $15,000.00 + |
.30% |
.30% |
| $15,000 minimum to open. The interest rate and annual percentage yield may change after opening. Fees could reduce earnings on the account. To earn the stated APY, the minimum daily balance indicated in the tiers must be maintained. |
|
| Katahdin Money Market Account (Personal and Business) |
| |
Annual Percentage Yield |
Interest Rate |
| $0.00 - $29,999.99 |
.05% |
.05% |
| $30,000 - $49,999.99 |
.20% |
.20% |
| $50,000 - $74,999.99 |
.75% |
.75% |
| $75,000 - $99,999.99 |
1.00% |
1.00% |
| $100,000+ |
1.75% |
1.74% |
| $30,000 minimum deposit required to open from funds not currently on deposit at Katahdin Trust Company. The interest rate and annual percentage yield may change after opening. Fees could reduce earnings on the account. To earn the stated APY, the minimum daily balance indicated in the tiers must be maintained. At any time interest rates and APYs offered within two or more consecutive tiers may be the same. When this is the case, multiple tiers will be shown as a single tier. |
|
| CDs and IRA CDs | | |
| |
Annual
Percentage
Yield |
Interest
Rate |
| Under 3 months |
.75% |
.75% |
| 3 months but less than 6 months |
1.80% |
1.79% |
| 6 months but less than 1 year |
2.00% |
1.99% |
| 1 year but less than 2 years |
2.00% |
1.99% |
| 2 years but less than 3 years |
2.25% |
2.23% |
| 3 years but less than 4 years |
2.75% |
2.72% |
| 4 years but less than 5 years |
3.20% |
3.15% |
| 5 years and over |
3.55% |
3.50% |
| Easy Access CD (1) |
2.00% |
1.99% |
18 month
Variable Rate IRA |
2.10% |
2.08% |
| 7 Month CD Special (2) |
2.75% |
2.72% |
| 40 Month CD Special (2) |
3.50% |
3.45% |
| CD Interest Rates and APYs apply to both personal and business accounts. IRA CD Interest Rates and APYs apply only to personal accounts. Easy Access CD not
available for IRA CDs. A $500 minimum opening deposit is required to obtain the stated APY for all CDs and IRA CDs, except for the 18 Month Variable Rate IRA which only requires a $10 minimum opening deposit. Substantial penalty for early withdrawal. Fees could reduce earnings on the account. (1) Not available for IRA or SEP accounts. (2) A $2,500 minimum opening deposit is required to earn the stated APY. |
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