Personal Visa Debit Card | Katahdin Trust Company (Houlton, ME)

VISA® Debit Card

Access your funds 24/7


Use it wherever Visa debit cards are accepted, around town and around the world.

  • One card, so many ways to pay – make purchases and pay bills in person, online, over the phone, or in-app.
  • Check out faster – tap to pay at contactless-enabled terminals or add the card to your Mobile Wallets, Visa® Checkout, PayPalTM, or online retailers and services.
  • Automatic ATM Fee Refund - Enjoy more than 100 surcharge-free Maine Cash Access ATMs.

Need a debit card today?

Visit a Katahdin branch near you and get a debit card to use immediately with your new or existing checking account while you wait for your permanent card to come in the mail.

Find a Branch Near Me

Pay with Confidence

  • Equipped with chip technology, an added layer of security
  • 24/7 fraud monitoring
  • Visa Zero Liability protection for lost/stolen cards

Mobile Wallet

Add your Katahdin debit card to your mobile device to simplify your online, in-store and in-app purchases.

EXPLORE Mobile Wallets

Transaction Alerts

Control your debit card from anywhere. Track your spending and identify unauthorized card use with CardValet.

Get started with CardValet

Maine Cash Access

We're proud to be a member of the Maine Cash Access ATM alliance. Giving you surcharge-free access to more than 100 ATMs across the state. Visit for a full list of participating banks and ATM locations.


Is your debit card missing, stolen, or declined?

To report a lost or stolen card, if your card was declined or blocked although you have sufficient funds, or if you see a transaction on your account you didn’t make, please give us a call right away:

Monday - Friday:
8 am - 5 pm 

1-855-331-3221 option 3 to speak with a local Katahdin representative.

After Hours

1-800-472-3272 option 2 to speak with our Card Processing Center. NOTE: If your card was declined or blocked, please proceed with option 2 to report a lost or stolen card, which includes assistance with declined transactions due to possible card fraud.


Still need help?
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Already have the CardValet® App?
Temporarily turn "off" your debit card the moment you realize your card is lost or stolen. When you find your card, you can simply turn your card back "on".


Debit Card Fraud Monitoring

We're committed to protecting your financial information and to help reduce card-related fraud. We regularly monitor your debit card usage for any unusual activity. If unusual activity is detected on your card we will notify you immediately by phone or text message. If you can't be reached and transactions are being questioned, your card may be temporarily blocked for your protection. If this has happened, please call 1-855-331-3221 Mon-Fri 8am-5pm, option 3 or after hours call 1-800-472-3272, option 2.

[!] Katahdin will NEVER call, text, or send emails asking you to provide sensitive banking information. Never give out your social security number, account number, online banking username, or password over the phone unless you initiate the call to a phone number that you know is legitimate.

You can manage how and where your debit card is used and receive alerts within online banking, the Katahdin Mobile Banking App or with CardValet®. You can temporarily turn "off" your debit card the moment you realize your card is lost, stolen or if you suspect fraud. When you find your card, you can simply turn your card back "on".

Using your card to travel?

If you plan on traveling out of your normal transaction area, to a foreign country or are making a foreign transaction online, please contact our Electronic Banking Department at 1-855-331-3221 so we can update your account. Having your updated contact information will help ensure we are able to quickly notify you of unusual patterns on your debit card. We also find that it’s best to carry more than one form of payment when traveling, such as cash or credit card, in the event that you lose or damage your card. 


Replace your Debit Card

Get your new debit card instantly! If your debit card has been lost, stolen, or damaged and you need to order a replacement, please call us at 1-855-331-3221 or contact your local branch. You can request a temporary debit card for instant access to your account until you receive your permanent card in the mail. Additional fees may apply.

Change your Debit Card PIN

1-800-992-3808 or select ‘Change PIN’ at any Katahdin ATM.

A Katahdin personal checking account is required to obtain a Visa Debit Card.


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