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Mobile Check Deposit

Deposit Checks Wherever You Are!

No driving, no lines, no worries. 

With Mobile Check Deposit, you can deposit checks directly from your smartphone. No more trips to the bank. No more waiting in line. Simply download the KTC Mobile App on to your iPhone® or Android™ device. Visit the app store for your mobile phone and search for Katahdin Trust Company. It's Free.

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Deposit Instructions

Mobile Check Deposit is secure, easy to use, and convenient.

Flash Content
  • Log In to your KTC Mobile Banking app using your online banking credentials
  • Select Deposits from the Menu
  • Select New Deposit
  • Select the Account to receive the deposit
  • Enter the Amount (ensure it matches the amount written on your check) and select Continue
  • Endorse the back of the check with your signature and write “For Deposit Only”
  • Take a photo of the front and back of the endorsed check
  • You will receive a confirmation on your phone that your deposit is being processed
  • Write on the front of the check “Mobile Deposit on DATE” (where date is the full date you deposited the check by Mobile Deposit)
  • Securely store your check for 5 days after funds are posted to your account, and destroy after 14 days

Check Image Tips

  • Take photo against a background with a strong contrast between the check and the surrounding area
  • Position the camera above the check so there is no angle
  • Move any objects that show up in the picture away from the check
  • Make sure the check is visible, contains all four corners, is well lit and in focus
  • The check must contain a readable; check number, payee name and endorsement
  • The check must contain a readable MICR line at the bottom of the check
  • The check must contain a readable character (numeric) amount of the check and legal amount of the check
  • The check must be drawn on an institution located within the United States
  • Some business size checks or longer checks do not work with Mobile Check Deposit

Click here to read our Mobile Check Deposit Safety Tips.

Deposit Limits

$1,000 daily deposit limit per user.

Funds Availability

For deposits received and accepted before 4:00pm on a business day that we are open, we will consider that day to be the day of your deposit. Funds from your deposit generally will be available to you on the first business day after the day we receive your deposit. Please see our Funds Availability Policy for additional details.


If you need help getting started or have any questions, please email info@katahdintrust.com call 1-855-331-3221, or click on the chat icon below.

Certain restrictions apply. You must be enrolled in Katahdin Trust Company's Personal Online Banking to use the Mobile App. Message and data rates may apply. View our Privacy Policy.

Community Banking, since 1918.