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Adventure Checking Points

Earn points on your everyday banking services and redeem them for great rewards. Choose from cash back, gift cards, electronics, and more!

With Adventure Checking Points, you’ll enjoy all these benefits - plus earn points for cash back, travel, shopping, entertainment and more:

  • Earn uChoose Rewards points by banking the way you already do. View our uChoose Rewards Enrollment Guide 
  • $10 ATM Fee Refund - Enjoy more than 200 surcharge-free ATMs throughout Maine. Simply look for the Maine Cash Access logo or visit MaineCash.com to find a surcharge-free ATM near you. For all other ATMs, you'll automatically receive up to $10 back in foreign ATM fees after fifteen or more debit card purchases have posted to your account in a statement period*.
  • Free Visa® Debit Card
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking & Mobile Check Deposit**
  • Free Easy Phone Banking
  • Free set-up of Direct Deposit or Automatic Payments - take the hassle out of depositing paychecks or paying recurring bills
  • To avoid the $2.95 monthly paper statement fee, simply enroll in online banking and sign up for free electronic statements and view up to 18 months of statement history online. View our eStatement Enrollment Guide.
  • To waive the $5 monthly service charge, simply meet one of the following requirements each monthly statement period:
    • $500 average balance; or
    • $5,000 combined^ average deposit balance
  • We will automatically waive the monthly service charge for customers under the age of 24 with eStatements
  • Only $50 minimum to open

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What's New?

Following an upgrade to our uChoose Rewards website to improve mobile-functionality, customers participating in our loyalty program will soon benefit from enhanced navigation, updated cardholder features, and a new dashboard. The revised www.uChooseRewards.com website is now available to all uChoose Rewards cardholders.

Earn Points Fast

You’ll love how quickly your UChoose Rewards points add up. The more you bank and shop, the more points you earn - there's no limit! 

First, you’ll need to register your Katahdin Trust Debit Card at www.UChooseRewards.com in order to start earning reward points. Then you’ll automatically earn points when you use everyday banking services such as:

 Debit Card 1 point for every $2.00 signature based POS purchase
 Direct Deposit 5 points per transaction
 Direct ACH Payment 5 points per transaction
 Online Bill Payment 5 points per transaction
 Standard/Next Day Popmoney 10 points per transfer
 Instant Popmoney 1 point for every $2.00 

A Direct ACH Payment is when pay a vendor using your checking account and routing number.

Have a joint account? Even better. All of your combined purchases and transactions will automatically earn points together on debit cards connected to your joint Adventure Checking Points account.

Plus, shop at participating retailers, and watch your points add up quicker.  

Easy to Redeem Points

Tracking and redeeming points is as simple as logging on to your www.uChooseRewards.com account.

Choose from thousands of products and services including gift cards, merchandise, airline tickets and vacation options. Just log on to your account at www.uChooseRewards.com. Your point totals are right there, so you can have fun shopping and pay with the points you’ve earned. Points earned during a calendar month are posted to your UChoose Rewards Point account by the 10th of the following month.

There is no minimum you must accumulate before you can redeem your points for catalog items; or accumulate a minimum of 2,500 points to receive cash back!

 Enroll Now  To start earning points, register your card today. Terms and conditions apply.
 Log In  Check your point balance and/or redeem points at www.uChooseRewards.com.

If you forgot your UChoose Rewards username or password, please click here.


If you have questions about UChoose Rewards, view our uChoose Rewards Enrollment Guide.  For more information or other questions please contact our local Electronic Banking Department located at the Houlton Operations Center at (207) 521-3221 or Toll-Free at 1-855-331-3221 Mon-Fri 8am-5pm, email info@katahdintrust.com or click on the chat online icon below.

Finding the right account is easy

Additional Resources:

Visit any of our 16 convenient locations or click here to open your account >>

Can't Decide? Use our account selector tool to help you decide which account is best for you >>

Compare Checking Accounts >>

Reorder checks >> 

Complete your Overdraft Authorization Form >>

View a copy of your credit report >>

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Please refer to our "Fees for General Services" brochure for charges on unusual activities such as overdrafts, stop payment orders, etc. that may be assessed. The UChoose Rewards program is a free service for customers with an Adventure Checking Points account. Points earned during a calendar month are posted to your UChoose Rewards Point account by the 10th of the following month. Points may not be available for immediate use. Points will expire three years from the end of the month in which they were posted. Expiring points will be displayed within uchooserewards.com 90 days prior to expiration. Only debit card purchases requiring your signature or non-PIN transactions qualify for points. Debit card and ATM transactions using your PIN do not qualify for points. Transactions from lost, canceled, stolen, or temporary credit or debit cards; or fraudulent purchases will not earn points. *Wherever Visa® is accepted. ATM fees will be automatically waived when using a Maine Cash Access ATM (visit MaineCash.com for a list of over 200 surcharge-free ATMs). Additionally, receive up to $10 in foreign ATM fees refunded for any statement period that has fifteen or more point-of-sale (POS) signature, PIN, or online purchases with a debit card. The ATM fees will be refunded after fifteen POS purchases have posted to and cleared your account in a statement period. **Message and data rates may apply from your wireless carrier. Subject to certain restrictions. ^Deposit balances will be combined based on accounts where the tax reporting name of the checking account is listed on personal checking, savings, money market, CD, IRA, and/or Christmas Club accounts as an owner or joint owner.

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