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VISA® Business Debit Card

The Business Debit Card was designed to help you manage your business banking by making everyday purchases quick and easy. It works like a check, without the check-writing and check-approval delays. And you don't have to worry about carrying cash or a checkbook.

  • Free with any business checking account.Katahdin Trust Business EMV Chip Card
  • ATM Fee Refund - Enjoy more than 200 surcharge-free ATMs throughout Maine. Simply look for the Maine Cash Access logo or visit MaineCash.com to find a surcharge-free ATM near you. For all other ATMs wherever Visa is accepted, we'll gladly refund ATM fees, up to five per month. Simply stop by, call, or email us to get your money back.
  • Provide your employee(s) with his/her own personalized card.
  • A detailed description of every card purchase appears on your monthly checking account statement and online.
  • Change your PIN at any time by selecting "Change PIN" at any Katahdin Trust Company ATM or call 1-800-992-3808.
  • Earn points every time you use your Katahdin Debit Card for signature-based (non-PIN) purchases with our UChoose Rewards Program. Click here to learn more about UChoose Rewards.
  • EMV enabled with a built-in security chip to provide greater protection against fraud when used at chip-activated registers. Click here to learn more.
  • Take control of your debit card with CardValet®. This mobile app allows you to manage your finances with your smartphone by instantly controlling how, when and where your debit cards are used. Click here to learn more.
  • Checkout with a wave of your mobile device using Apple Pay®Samsung Pay® or Google Pay®. By linking your Katahdin Trust debit card to one of these digital payment options you can shop in-store, in-app or online from the convenience of your mobile device.

  • Earn Points. Watch your points add up each and every time you shop with your Katahdin Trust Company VISA® Business Debit Card for any signature-based purchase. Plus, shop at participating retailers, and watch your points add up quicker with UChoose RewardsView our UChoose Rewards Enrollment Guide. 
  • Quick and Convenient. Transactions are automatically deducted from your business checking account without having to write a check. Whether you're at the gas pump, office supply store, the restaurant, or buying from your vendors, avoid the hassle of merchants not accepting checks by simply using your Katahdin Trust Company VISA Business Debit Card.
  • Save Time. Use it wherever VISA Debit Cards are accepted. Simply swipe the card, sign the receipt or enter your Personal Identification Number (PIN), and you're on your way! No more ID to present.
  • Save Money. Using your check card reduces the need for frequent check reorders.
  • Easy to keep accurate records. A detailed description of every card purchase you make appears on your monthly Business Checking statement including date, amount of purchase, and even the location where your card was used.
  • Control. Eliminate employee cash advances for meals, supplies and travel expenses by simply providing authorized employee(s) with his/her own VISA Business Debit Card. Each card is embossed with your business name and the authorized employee for that card.

A Katahdin Trust Company business checking account is required to obtain a VISA Business Debit Card

Start enjoying all the benefits of a VISA Business Debit Card today. Stop by or call your nearest branch to apply.

Maine Cash Access

Maine Cash Access

We are proud to be a member of the Maine Cash Access ATM alliance. That means you can enjoy surcharge free ATM transactions at any of the Maine Community Banks participating with over 200 statewide ATMs. Click on the Maine Cash Access logo to see the participating banks and ATM locations.

UChoose Rewards

Don’t forget to register your card today to start earning points at www.uchooserewards.com!

View our UChoose Rewards Enrollment Guide.

Learn More »

UChoose Rewards

Debit Card Fraud Monitoring

As part of our commitment to protecting your financial information and to help reduce card-related fraud, we monitor your debit card usage for any unusual activity. You will receive an automated phone call if unusual activity is detected on your card. If you cannot be reached by phone and transactions are being questioned, your card may be temporarily blocked for your protection. If this has happened, please call 1-855-331-3221 Mon-Fri 8am-5pm, option 3 or after hours call 1-800-472-3272, option 2.

You can manage how and where your debit card is used and receive alerts with the CardValet® App. You can even temporarily turn "off" your debit card the moment you realize your card is lost, stolen or if you suspect fraud. When you find your card, you can simply turn your card back "on".

Traveling with your Debit Card

If you plan on traveling out of your normal transaction area, to a foreign country or making a foreign transaction online, please contact our electronic banking department at 1-855-331-3221 so we can update your account. Having your updated contact information will help ensure your debit card is not temporarily suspended due to unusual patterns. We also find that it’s best to carry more than one form of payment when traveling, such as cash or credit card, in the event that you happen to lose or damage your card.

Replace your Debit Card

Get your new debit card instantly! If your debit card is damaged and you need to order a replacement, please contact your local branch. Additional fees may apply. You can request a temporary debit card for instant access to your account until you receive your permanent card in the mail. Available for newly opened accounts and lost, stolen, or damaged replacement debit cards.

Change your Debit Card PIN

1-800-992-3808 or select ‘Change PIN’ at any Katahdin Trust ATM.

Is your card missing, stolen or declined?

If you need to report a lost or stolen card, if you see a transaction on your account you didn’t make, or if your card was declined although you have sufficient funds please give us a call right away.

1-855-331-3221 or (207) 521-3221 Mon-Fri 8am-5pm (ET), option 3
1-800-472-3272 after hours, option 2

Already have the CardValet® App? Temporarily turn "off" your debit card the moment you realize your card is lost or stolen. When you find your card, you can simply turn your card back "on".

*ATM access allows employee/cardholder to see deposit account balances which are printed on most ATM receipts.

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