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Home Equity Loans & Lines of Credit

Your home is your greatest asset. Let it work for you.

  • No annual fee
  • No initial draw required
  • Choose from a variety of payment options
  • Choose fixed or variable rates
  • One of the least expensive and tax-smart ways to borrow money if you own a home (consult your tax advisor)

A Home Equity Loan or Home Equity Line of Credit provides you with cash by leveraging the equity in your home - the value of your home minus any mortgage debt.

Choose the plan that's best for you, a line of credit or a fixed rate loan.

Compare Plans

 

Home Equity Line of Credit

Home Equity Loan

Features

Get approved for a certain amount and access the money as you need it. It serves as a reusable credit line that allows you to use the equity in your home for just about anything you can think of; like a dream vacation, home improvements, college expenses, and more.

Get the money now in a single lump sum and lock into your rate and your monthly payment amount

Interest Rate

Competitive variable rate

Fixed Rate

Access to funds

Write a check for the amount you need (up to your available credit line)

Receive the full lump sum of money

Minimum loan amount

$10,000

$10,000

Speak with a loan officer today to see if you qualify!

Subject to credit approval. Maximum loan-to-value ratio is 80%. Loan amounts from $10,000 to $200,000. Property insurance required. Conforming Loan Payment Notice

 

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