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Home Equity Loans & Lines of Credit

Your home is your greatest asset. Let it work for you.

A Home Equity Loan or Home Equity Line of Credit provides you with cash by leveraging the equity in your home - the value of your home minus any mortgage debt.

Choose the plan that's best for you, a line of credit or a fixed rate loan.

Get what you need with what you have!

  • No annual fee
  • Friendly, local service
  • One of the least expensive and tax-smart ways to borrow money if you own a home (consult your tax advisor)
  • Choose from a variety of payment options
  • Variety of uses! Home improvement, college loans, debt consolidation, mortgage refinance, and more!

Would you like more information on our Home Equity products?

Stop by one of our offices today or send us a message.

Compare Plans


Home Equity Line of Credit

Home Equity Loan


Get approved for a certain amount and access the money as you need it. It serves as a reusable credit line that allows you to use the equity in your home for just about anything you can think of; like a dream vacation, home improvements, college expenses, and more.

Get the money now in a single lump sum and lock into your rate and your monthly payment amount

Interest Rate

Competitive variable rate

Fixed Rate

Access to funds

Write a check for the amount you need (up to your available credit line)

Receive the full lump sum of money

Minimum loan amount



Speak with a loan officer today to see if you qualify!

Subject to credit approval. Maximum loan-to-value ratio is 80%. Loan amounts from $10,000 to $200,000. Property insurance required. Conforming Loan Payment Notice


Community Banking, since 1918.