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Summit Relationship Checking

Our exclusive checking package that offers money saving benefits, earns interest, and rewards you for your debit card activity.

With Summit Relationship Checking, you can enjoy all these great benefits:

  • $5 Monthly Cash Back - Automatically receive $5 cash back each month when your statement is generated after $1,000 or more in debit card purchases have posted to your account during the statement period and you have either a direct deposit or direct ACH payment+. That's up to $60 a year!
  • $10 ATM Fee Refund - Enjoy more than 200 surcharge-free ATMs throughout Maine. Simply look for the Maine Cash Access logo or visit MaineCash.com to find a surcharge-free ATM near you. For all other ATMs, you'll automatically receive up to $10 back in foreign ATM fees after 15 or more debit card purchases have posted to your account in a statement period*.
  • Earns Interest
  • Free personalized Summit checks and leather checkbook cover
  • Free Visa® Debit Card
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking & Mobile Check Deposit**
  • Free Easy Phone Banking
  • Free set-up of Direct Deposit or Automatic Payments - take the hassle out of depositing paychecks or paying recurring bills
  • To avoid the $2.95 monthly paper statement fee, simply enroll in online banking and sign up for free electronic statements and view up to 18 months of statement history online. View our eStatement Enrollment Guide.
  • To waive the $15 monthly service charge, maintain $10,000 in combined average deposit balances^ during the statement period
  • Only $50 minimum to open

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Plus, take advantage of our Summit Benefits Discount Package

  • Special CD & IRA Rates
  • Free counter checks (12 per year)
  • Free treasurer's checks (12 per year)
  • Free telephone transfers (12 per year)
  • Free fax services (25 pages per year)
  • Free photocopies (10 pages per month)
  • $250 Mortgage loan fee waiver^^

Finding the right account is easy

Additional Resources:

Can't Decide? Use our account selector tool to help you decide which account is best for you >>

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Complete your Overdraft Authorization Form >>

View a copy of your credit report >>

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Please refer to our "Fees for General Services" brochure for charges on unusual activities such as overdrafts, stop payment orders, etc. that may be assessed. +The $5 cash reward will be automatically credited to the account when the statement is generated if the account has $1,000 or more in point-of-sale (POS) signature, PIN, or online purchases with a debit card posted and cleared and has either direct deposit or direct ACH payment (pay vendor using checking/routing number) during the statement period. It does not include ATM transactions.*Wherever Visa® is accepted. ATM fees will be automatically waived when using a Maine Cash Access ATM (visit MaineCash.com for a list of over 200 surcharge-free ATMs). Additionally, receive up to $10 in foreign ATM fees refunded for any statement period that has fifteen or more point-of-sale (POS) signature, PIN, or online purchases with a debit card. The ATM fees will be refunded after fifteen POS purchases have posted to your account in a statement period.**Message and data rates may apply from your wireless carrier. Subject to certain restrictions. ^Deposit balances include personal checking, savings, money market, CD, IRA, and/or Christmas Club accounts on your combined statement.^^Subject to credit approval. Residential mortgage only with auto-payment of loan payment. Limit one $250 discount per loan.

Need a new roof? Deck? Bathroom? Ask about a Home Equity Line of Credit and get started today!