Explore Business Checking Accounts | Katahdin Trust Company (Houlton, ME)


Business Checking

Solutions that work as hard as you do.

Enjoy our most popular business checking account that is free from monthly maintenance fees. You don't have to sign up for any complicated programs or extra services.

Plus, get a FREE Thank You Gift for opening a new checking account.



All Katahdin Trust Business Checking Accounts include:

  • Free set-up of Direct Deposit or Automatic Payments - take the hassle out of depositing paychecks or paying recurring bills
  • Free Thank You Gift
  • Free gifts for referring others
  • Buy Back of your debit cards and unused checks from another financial institution of $10
  • ATM Fee Refunds, up to 5 refunds per month - simply stop by, call, or email us to get your money back

Learn about the new Beneficial Ownership requirements and how they may affect your business.

Ask us for details. Bank rules and regulations apply. Customer purchases checks. Please refer to our Fees for General Services brochure for charges on unusual activities such as overdrafts, stop payment orders, etc. that may be assessed. Totally Free Business customers may deposit 1,000 items (checks, for example) or write 1,000 checks (including electronic debits) or any combination thereof, provided you do not exceed a total of 1,000 items deposited and checks written per statement cycle. Commercial Checking customer transaction items are $0.12 for each deposit, each deposited item (check, eCheck, or electronic/ACH credit), and each debit (check paid or electronic/ACH debit). There is no charge from Katahdin Trust for mobile banking, but message and data rates may apply from your wireless carrier. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented. *Get up to $100 off your first order of business checks when you order through Katahdin. Offer may expire at any time.

Compare our Accounts

Choose from two checking accounts, designed to fit your business needs.


Totally Free Business Checking
Perfect for most businesses! 

Commercial Checking 
For businesses with more complex
banking needs!

Will your business have more than 1,000 items each month?

If no, Totally Free Business Checking is the best account for your business.

If yes, Commercial Checking is the best account for your business.


  • 1,000 FREE monthly transaction items
  • No minimum balance
  • No monthly maintenance fee
  • Up to $10,000 coin and currency deposited per month FREE
  • Earnings credit allowance on deposit balances may offset activity fees
  • Transaction items are just $0.12 each
  • Up to $10,000 coin and currency deposited per month FREE

Minimum Balance to Open

$50 $50

Maintenance Fee for each Statement Cycle

None Only $7 monthly maintenance fee

Ready to Get Started?


Business Savings

Make saving a part of doing business and put your company’s future first.


Cash Management

If time equals money, cash management means more of both.


Reorder Checks

There is no fee for this convenient service. Reorder your current check style or choose from a wide variety of designs. You can also select from an assortment of accessories including leather covers and organizers.

To reorder checks, you'll need:

  • Katahdin's routing number:  011202392
  • Your checking account number (which can be found on the bottom of your check or on your check reorder form)
  • Starting number of your next check

Reorder Checks

If you have a name or address change, or if you do not know the starting check number for your reorder, please mail or bring your check reorder form in to any of our branch locations and we will process it for you.

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