Explore Business Checking Accounts | Katahdin Trust Company (Houlton, ME)


Business Checking

Solutions that work as hard as you do.

Enjoy our most popular business checking account that is free from monthly maintenance fees. You don't have to sign up for any complicated programs or extra services. We even have more great checking accounts designed for businesses like yours.



All Katahdin Trust Business Checking Accounts include:

  • Free cash deposits, up to $10,000 per statement cycle. Includes any combination of coin and currency.
  • Free combined easy-to-balance monthly statement.
  • Free return of check images for easy record keeping.
  • Free Visa® Debit Card with UChoose Rewards®.
  • Free Online Banking.
  • Bill Pay - Free for the first 20 payments per month.
  • Save $100 on Business Checks*
  • Mobile Banking & Mobile Check Deposit.
  • Free Easy Phone Banking for sole proprietors.
  • Free set-up of Direct Deposit or Automatic Payments - take the hassle out of depositing paychecks or paying recurring bills.
  • ATM Fee Refund - we'll gladly refund ATM fees, up to five per month. Simply stop by, call, or email us to get your money back.

Learn about the new Beneficial Ownership requirements and how they may affect your business.

Please refer to our Fees for General Services brochure for charges on unusual activities such as overdrafts, stop payment orders, etc. that may be assessed. Customer purchases checks. *Get up to $100 off your first order of business checks when you order through Katahdin. Offer may expire at any time.

Compare our Accounts

Choose from two checking accounts, designed to fit your business needs.


Totally Free Business Checking
Most Popular Account

Commercial Checking 


For businesses that generate 1,000 or fewer monthly items

For businesses with more complex banking needs


  • No minimum or average balance requirement
  • 1,000 FREE items per statement cycle

You may deposit 1,000 items (checks, for example) or write 1,000 checks (including electronic debits) or any combination thereof, provided you do not exceed a total of 1,000 items deposited and checks written per statement cycle.

  • Items charged on a per-item basis: $0.12 for each deposit, each deposited item (check, eCheck, or electronic/ACH credit), and each debit (check paid or electronic/ACH debit)
  • Earnings credit allowance

An earnings credit, at the rate to be determined by the Bank in its discretion and changeable at any time without notice, and based on the average collected balance, will be applied to help offset the monthly maintenance fee and item fees, but will not exceed these fees.

Minimum Balance to Open

$50 $50

Monthly Maintenance Fee

None $7 for each statement cycle

Ready to Get Started?


Business Savings

Make saving a part of doing business. Business Savings Accounts put your company’s future first.


Health Savings

If you’re a business interested in contributing to an employee’s account, check out our Health Savings Account.


Reorder Checks

There is no fee for this convenient service. Reorder your current check style or choose from a wide variety of designs. You can also select from an assortment of accessories including leather covers and organizers.

To reorder checks, you'll need:

  • Katahdin's routing number:  011202392
  • Your checking account number (which can be found on the bottom of your check or on your check reorder form)
  • Starting number of your next check

Reorder Checks

If you have a name or address change, or if you do not know the starting check number for your reorder, please mail or bring your check reorder form in to any of our branch locations and we will process it for you.

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