Online Banking | Mobile Banking | Bill Pay | Katahdin Trust Company (Houlton, ME)


Personal Online Banking

Bank on Your Schedule

Check your account balance, pay bills, and transfer money anytime online or through our mobile app.


Manage your money from your favorite device

An easy way to access all your accounts and manage your finances in a convenient and secure way. View balances, reorder checks, create alerts and automate the payment of your bills. You can choose to access online banking from your desktop computer, laptop, tablet, or smartphone.

Already have a checking, savings, CD, or loan account with us? Enroll in online banking today!

Enroll Now

Mobile Banking App

It’s easy to stay on top of your finances with the Katahdin Trust Mobile Banking App. Conveniently monitor your accounts using your mobile phone or tablet. Receive alerts, view accounts, and even transfer funds whenever you need to. Wherever you happen to be.


Online Bill Pay

By using Bill Pay, you can make payments to virtually anyone in the United States from the utility company to the local babysitter. It saves you time and simplifies your busy life!

  • No monthly fee for this convenient service
  • Pay your bills online
  • Send money to friends and family with Zelle®
  • Set up recurring payments so your regular payments are automatically paid when you want
  • Use multiple Katahdin checking accounts to pay your bills
  • The Payment Center lets you make and view payments and bill reminders all on the same screen
  • Use your mobile device to pay bills with our mobile app
  • With eBills, you can receive your bills directly online from participating companies. This can reduce your risk of identity theft with less personal information in your home mailbox and trash
  • Receive reminders through email when you receive a bill, when it's due, or when a payment has been made

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Please refer to our Fees for General Services brochure for fees that may apply. When a payment is sent by paper check, the payee may receive payment prior to the date you selected to ensure it arrives on time. Make sure you have enough money in your account a couple of days before the estimated delivery date to cover the payment.

Transfer Money

It’s quick and easy to move your money around, whether you need to make an internal or external transfer.

Conveniently schedule your transfers online or in our mobile app. Transfers can be initiated immediately or for future dates and can be one-time or recurring.

External Transfers

  • Transfer money electronically between your accounts with us and your accounts at other financial institutions
  • Move money without visiting a branch, writing a check, or depositing cash
  • Standard delivery takes 3 to 5 business days

Ready to get started? Simply log in to Online Banking, select the "Transfer" tab, and then "Launch External Transfer." From the mobile app, select "Transfer & Pay" then “Make an external transfer”. Next, select "Add a New Account." You will then be asked to verify your account.

Must have a home phone number listed on your Katahdin account. Users must be age 18 or over. Both accounts must have the exact same name on them. Please refer to our Fees for General Services brochure for fees that may apply. Transfers made in online banking after 6:00pm will be processed on the next business day.

Verification Passcode

Verification passcodes replace the need to answer security challenge questions when logging in to online or mobile banking. Provide your mobile, home, and work phone numbers. When you log in from a device we don't recognize, we will prompt you to enter a code. Enter the code sent to your device via text message or automated phone call to restore access. No need to memorize your new passcode - a unique code is generated each time you are asked for a code. 

Remember:  We will NEVER call, email, or text you asking for the passcode. You should never give the code to anyone over the phone or through email and only enter it when logging in to our online or mobile banking system.

Helpful Tips:

  • You can have up to three different phone numbers to receive your passcode via phone call.
  • If you don't have a home phone number, enter another number such as your mobile phone into the home phone field.
  • Only one mobile phone number per user can be set up for text messaging. If you don't have a mobile phone, leave that field blank.
  • To update your home or work phone number: Log in to Online Banking, click Profile, next to Phone click Edit.
  • To update your mobile phone number: Log in to Online Banking, click Profile, next to Security Challenge click Edit; or within the mobile app, select More and then Manage Two-Factor Authentication.

WATCH DEMO  how to setup passcode 

Direct Deposits

Electronically transfer and deposit your paycheck or benefit check directly to your Katahdin account.

Routing# 011202392


Eliminate clutter in your mailbox and enjoy secure and easy access to your monthly account statement online.

eStatement Enrollment Guide

Real-Time Account Alerts

With alerts, you will know the moment something important happens on your account. It's easy and free for Katahdin online and mobile banking users.

Choose from dozens of account activity alerts and receive notifications via email, text, online banking, or even push notifications through your mobile app, including:

  • When a purchase is made with your debit card
  • When a check clears your account
  • When your account balance goes below your set threshold

To set up your text and email alerts, simply login to Online Banking and click “Enroll” on the homepage under "Alerts". To turn on push notifications, log in to our mobile app and select “More”, then select “Alerts”.

Must be enrolled in Katahdin's Online or Mobile Banking. Message and data rates may apply from your wireless carrier.

Open An Account Online

Want to open a Checking or Savings account today? Explore our options and open an account online. The application only takes five to ten minutes.

Explore Checking AccountsExplore Savings Accounts

Ready to Get Started?

If you already have a Katahdin checking or savings account, you can sign up for Online Banking now.

Sign up for Online Banking

Login to your Online AccountForgot Password?


Contact our local Electronic Banking Department located at the Houlton Operations Center at (207) 521-3221 or Toll-Free at 1-855-331-3221 Mon-Fri 8am-5pm and we'll be happy to assist you!

Terms & Conditions

Please refer to our Fees for General Services brochure for fees that may apply. Message and data rates may apply from your wireless carrier.


Find Us
Branches & ATMs
Call Us
Talk with a local banker
Email Us
With secure messages
Chat with Us
We are here to help
Back to Top