Personal Checking

Which account is best suited for your lifestyle and banking needs?

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Account Selector Open AccountWhy Choose Us?

 

Features

Each personal checking account includes these great features:

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Account

 

Adventure Checking Cash
Our most popular account

Adventure Checking Points

Summit Relationship Checking

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Open Account

Open Account

Open Account

Minimum to Open

$50.00 $50.00 $50.00

Rewards

$5.00 Monthly Cash Back

If you have $1,000.00 or more in Point-of-Sale (POS) purchases posted and cleared, and either a direct deposit or a direct ACH payment in a statement period, we will credit your account $5.00 for that statement period. The cash reward will be credit to your account when your statement is generated.
uChoose Rewards points

Enroll your debit card at uChooseRewards.com to start earning points. Redeem them for gift cards, electronics, cash back, and more. Learn more about uChoose Rewards.

$5.00 Monthly Cash Back

If you have $1,000.00 or more in Point-of-Sale (POS) purchases posted and cleared, and either a direct deposit or a direct ACH payment in a statement period, we will credit your account $5.00 for that statement period. The cash reward will be credit to your account when your statement is generated.

ATM Fee Refund

Visit MaineCash.com for a list of over 200 surcharge-free ATMs throughout Maine.
For all other ATMs, automatically receive up to $10.00 back in foreign ATM fees after 15 or more point-of-sale (POS) signature, PIN, or online debit card purchases have posted to your account in a statement period.

Earn Interest

No No Yes

Premium Rates on CDs & IRAs

No No Yes

Free Checks & Leather Checkbook Cover

No No Yes

Benefits Discount Package

None None
  • Free counter checks
  • Free treasurer’s checks
  • Free telephone transfers
    (12 each per year)
  • Free fax services (25 pages per year)
  • Free photocopies (10 pages per month)
  • $250.00 mortgage loan fee waiver^

Monthly Statement

$2.95 paper statement fee. To avoid this fee, simply enroll in online banking and sign up for free eStatements.

Monthly Service Charge

$5.00

Waived if you maintain a $500.00 average balance or $5,000.00 in combined average deposit balances** during the statement period.

We will automatically waive the monthly service charge for qualified customers under age 24 who receive eStatements.

$15.00

Waived if you maintain $10,000.00 in combined average deposit balances** during the statement period.

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Open an account online today!

OPEN A CHECKING OR SAVINGS ACCOUNT

Account Services

Please refer to our Fees for General Services brochure for charges on unusual activities such as overdrafts, stop payment orders, etc. that may be assessed. *Message and data rates may apply from your wireless carrier. Subject to certain restrictions. **Deposit balances will be combined based on accounts where the tax reporting name of the checking account is listed on personal checking, savings, money market, CD, IRA, and/or Christmas Club accounts as an owner or joint owner.^ Subject to credit approval. Residential mortgage only with auto-payment of loan payment. Limit one $250.00 discount per loan.

 
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