Personal Construction Loans

Build Your Home. Build Your Camp. Build Your Dream.

Have you been dreaming up a major remodel? Want to enhance your house by making it energy efficient? Or maybe you’re even building a new home or camp from the ground up? No matter how simple or complicated, we’ve got a loan to make your project happen.

• Only one loan application and one closing. 
• Combine a construction project budget into your home loan.
• Refinance your home loan based on the appraised value after updates to pay for renovations.
• Financing available for primary residences, second homes, investment properties, manufactured homes, modular homes, and condominiums.

Build your project under one roof.

Construction and renovation loans have a few more moving parts than a traditional home loan. Rest assured Katahdin Trust has the experience to help turn your dreams into reality. For every project, you’ll work with a local Katahdin lender and a dedicated construction team from start to finish.

Get Started Today.

Interested in learning more about the construction and renovation loan process? Find a friendly local expert to make your construction loan happen.

HOW MUCH CAN I AFFORDApplication Checklist APPLY ONLINE Talk to a local lender

Planning a construction project for your business?

Add a local lender to your project team and get personalized service and quick decision-making.

Connect with a Business Banker

All loans are subject to credit approval. Property insurance is required.
Conforming Loan Payment Notice: All loan payments to Katahdin Trust must be accompanied by either an account number, payment notice or payment coupon provided. Mailed payments must be sent to Katahdin Trust, PO Box 36, Houlton, ME 04730. Loan payments may also be made in person to Katahdin Trust personnel at any of our branch locations. Payments must be received by 6:00 pm Eastern Time Monday through Friday (except bank holidays) to be credited as of that date. All other payments received will be credited as of the next business day or as otherwise permitted by law.