Coronavirus Preparedness


We're Here to Help

There are many ways you can bank with us. Lobbies are open for in-person transactions with safety guidelines in place and may change from time-to-time. Please visit our Locations and Hours page to view up-to-date hours of each location. We also offer walk-up and drive-up windows, ATMs, online account opening,  and online and mobile banking services.


If you would like assistance enrolling in our digital services or have any other questions, call 1-855-331-3221, chat with us online, email, or contact your local branch. We'll be happy to assist you.

Be Aware of Scams

Katahdin Trust will NEVER call, text, or send emails asking you to provide sensitive banking information. Never give out your social security number, account number, online banking username, or password over the phone unless you initiate the call to a phone number that you know is legitimate. If you suspect you have been the victim of fraud, please contact us immediately.

Common Scams

  • Phishing and supply scams. Scammers impersonate health organizations and businesses to gather personal and financial information or sell fake test kits, supplies, vaccines or cures for COVID-19.
  • Charity scams. Fraudsters seek donations for illegitimate or non-existent organizations.
  • Investment scams. Often styled as “research reports,” claiming that products or services of publicly traded companies can prevent, detect, or cure COVID-19.
  • Provider scams. Scammers impersonate doctors and hospital staff and contact victims claiming to have treated a relative or friend for COVID-19 and demand payment for treatment.
  • Bank/FDIC scams. Scammers impersonate FDIC or bank employees and falsely claim that banks are limiting access to deposits or that there are security issues with bank deposits.
  • Stimulus check or economic relief scams. The government will NOT ask for a fee to receive the stimulus funds, nor will they ask for your personal or account information. Be wary of fraudsters who may attempt to scam you out of your economic impact payment. 
  • Delivery of malware. Through “virus-tracking apps” or sensationalized news reports.

10 Tips to Avoid Becoming a Victim

  1. Watch out for phishing scams. Phishing scams use fraudulent emails, texts, phone calls and websites to trick users into disclosing private account or login information. Do not click on links or open any attachments or pop-up screens from sources you are not familiar with, and NEVER give your password, account number or PIN to anyone.
  2. Ignore offers for a COVID-19 vaccine, cure or treatment. If there is a medical breakthrough, it wouldn’t be reported through unsolicited emails or online ads.
  3. Rely on official sources for the most up-to-date information on COVID-19. Visit the Centers for Disease Control and Prevention, World Health Organization and your state’s health department websites to keep track of the latest developments.
  4. Remember that the safest place for your money is in the bank. It’s physically secure and it’s federally insured. When you deposit your money at a bank, you get the comfort of knowing that your funds are secure and insured by the government. You don’t have the same level of protection when your money is outside the banking system.
  5. Do some research before making a donation. Be wary of any business, charity or individual requesting COVID-19-related payments or donations in cash, by wire transfer, gift card or through the mail.
  6. Keep your computers and mobile devices up to date. Having the latest security software, web browser, and operating system are the best defenses against viruses, malware and other online threats. Turn on automatic updates so you receive the newest fixes as they become available.
  7. Recognize and avoid bogus website links. Cybercriminals embed malicious links to download malware onto devices or route users to bogus websites. Hover over suspicious links to view the actual URL that you are being routed to. Fraudulent links are often disguised by simple changes in the URL. For example: vs
  8. Change your security settings to enable multi-factor authentication for accounts that support it. Multi-factor authentication—or MFA—is a second step to verify who you are, like a text with a code.
  9. Before you make any investments, remember that there is a high potential for fraud right now. You should be wary of any company claiming the ability to prevent, detect or cure coronavirus. For information on how to avoid investment fraud, visit the U.S. Securities and Exchange Commission website.
  10. Help others by reporting coronavirus scams. Visit the FBI's Internet Crime Complaint Center at to report suspected or confirmed scams. You can also stay up-to-date on the latest scams by visiting the FTC’s coronavirus page at

For more information and FAQ’s on the coronavirus, please visit the Centers for Disease Control and Prevention or World Health Organization.

We are here to help local businesses impacted by COVID-19

Paycheck Protection Program (PPP)

As your trusted banking partner, we are committed to helping your business address your financial needs and well-being through this challenging time.


PPP Funds Exhausted

We are no longer able to accept new applications as of May 4, 2021. You may contact one of the below community development institutions who may be able to assist your business with applying for PPP funding.

  • Northern Maine Development Commission
  • Eastern Maine Development Commission


PPP Loan Forgiveness

Forgiveness Application Checklist

Forgiveness Application Form 3508S Instructions - for loans of $150,000 or less (1/19/2021)

Forgiveness Application Form 3508 Instructions (1/19/2021)

Forgiveness Application Form 3508EZ Instructions (1/19/2021)

Paycheck Protection Program (FAQs) on Loan Forgiveness 

Helpful Links

Paycheck Protection Program (FAQs) 

Additional information and guidance is available at the U.S. Department of the Treasury's website and U.S. Small Business Administration.

Still have questions? Call 1-800-221-2542 to speak with your local lender.

Be Aware of PPP Scams

You should be aware that we will communicate directly with you about your PPP loan and the forgiveness process. Be wary of responding to unsolicited communications or sharing information about your PPP loan with businesses or individuals not affiliated with Katahdin Trust. If you have any doubt, please call us directly.

SBA Lender





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