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Privacy Policy

Last Updated: September 2010

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FACTS  WHAT DOES KATAHDIN TRUST COMPANY DO WITH YOUR PERSONAL INFORMATION? 
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and checking account information
  • Account balances and payment history
  • Credit history and overdraft history

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reason Katahdin Trust Company chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information   Does Katahdin Trust Company share?   Can you limit this sharing?  

For our everyday business purposes – 
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 Yes No

For our marketing purposes – 
to offer our products and services to you

 Yes No
For joint marketing with other financial companies No We don't share

For our affiliates’ everyday business purposes – 
information about your transactions and experiences

 No We don't share

For our affiliates’ everyday business purposes – 
information about your creditworthiness

 No We don't share

For nonaffiliates to market to you

 No

We don't share
Questions?  Call toll-free 1-800-671-5622 or go to www.katahdintrust.com
What we do  

How does Katahdin Trust Company protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We maintain policies that require restrictions on access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.

How does Katahdin Trust Company collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
Definitions  

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Katahdin Trust Company has no affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include mortgage banks and securitization conduits, securities broker/dealers, and insurance related entities
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Katahdin Trust Company doesn’t jointly market
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