How to access cash without paying a fee?

Maine Cash Access Dissolving


When Maine Cash Access (MCA) was formed in the year 2000, there were more than 16 community banks offering 230+ surcharge-free ATMs. Over the years, several banks have exited the alliance and today there are only 10 member banks with 130 ATMs.

What is happening on January 19, 2023? 

On Thursday, January 19, 2023, the ten member MCA banks will no longer offer surcharge-free access to their ATMs. You will, however, be able to continue to use all 16 Katahdin Trust ATMs with a Katahdin Trust debit card surcharge-free!

What other alternatives do I have to access cash without paying a fee?

With this change, we also want to remind you there are other ways to access cash without paying a fee, like:

  • Getting cash back at point-of-sale (POS), at the grocery store for example.
  • Qualifying for ATM fee refunds with a personal or business checking account.
  • Using other payment options replacing the need for cash, like Zelle® and The Pays.

We are here to help you at all times. Please let us know if you’d like to talk about other account options we offer that provide surcharge-free ATM access. We are only a call away at 1-855-331-3221.

Thank you for banking with Katahdin Trust.

At non-Katahdin Trust ATMs, a $2 fee plus terminal owner charge may apply.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Katahdin Trust Company. Community Banking at its Best! Since 1918. Member FDIC. Equal Housing Lender. 



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