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Business Checking

Enjoy our most popular business checking account that is free from monthly maintenance fees. You don't have to sign up for any complicated programs or extra services. When we say 'free', we mean it. We even have more great checking accounts designed for businesses like yours.

Our most popular business checking account designed for businesses that generate 1,000 or fewer monthly items.

  • 1,000 FREE items per statement cycle**
  • No minimum or average balance requirement
  • No monthly maintenance fee
  • Only $50 to open
*Customer purchases checks.
**You may deposit 1000 items (checks, for example) or write 1000 checks (including electronic debits) or any combination thereof, provided you do not exceed a total of 1000 items deposited and checks written per statement cycle.

Perfect for businesses that maintain larger balances and want to earn interest.

  • Earns interest
  • No monthly maintenance fee
  • No minimum or average balance to earn interest
  • Items charged on a per-item basis: $0.12 for each deposit, each deposited item, and each check paid (including electronic debits)
  • Only $50 to open

For businesses with more complex banking needs.

  • Earnings credit allowance
  • Items charged on a per-item basis: $0.12 for each deposit, each deposited item, and each check paid (including electronic debits)
  • Maintenance fee of $7 for each statement cycle
  • Only $50 to open
An earnings credit, at the rate to be determined by the Bank in its discretion and changeable at any time without notice, and based on the average collected balance, will be applied to the maintenance fee, but will not exceed the maintenance fee.

Every business checking account includes

  • Free cash deposits1, up to $10,000 per statement cycle
  • Free combined easy-to-balance monthly statement
  • Free return of check images for easy record keeping

Plus, save time and money with these great free services

Low on checks? Click here to reorder online.

Please refer to our "Fees for General Services" brochure for charges on unusual activities such as overdrafts, stop payment orders, etc. that may be assessed.
1Includes any combination of coin and currency. 2Wherever Visa® is accepted. We will automatically waive all ATMs fees when using a Maine Cash Access ATM. Plus, we'll gladly refund all the fees when you use a non-KTC/non-MCA ATM, up to five per month, ten for Summit customers. Simply stop by, call, or email us to get your money back. 3Free for the first 20 payments per month.

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