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Checking

We have an account that’s just right for your everyday needs with easy access to your money. Choose from four great checking accounts that give you more. More choices. More flexibility. More control.

Be rewarded for your total relationship with us.

  • Monthly maintenance fee waivers on additional relationship deposit accounts
  • Premium rates on CDs and IRAs
  • Free counter checks (12 per year)
  • Free money orders (12 per year)
  • Free treasurer's checks (12 per year)
  • Free telephone transfers (12 per year)
  • Free fax services (25 pages per year)
  • Free photocopies (10 pages per month)
  • $15 monthly relationship maintenance fee if combined average personal deposit balances during the statement cycle fall below $10,000 (including checking, savings, money market, CD, IRA, and/or club accounts)

Start your Summit Relationship with a Summit Relationship Checking account and receive:

  • Free personalized Summit checks and leather checkbook cover
  • Free ATM access at any bank in the world1 (10 per month)
  • Free VISA® Debit Card with UChoose Rewards® program
  • Free combined easy-to-balance monthly statement
  • Free return of check images for easy record-keeping
  • Free Online Banking with the ability to view your check images online
  • Free eStatements
  • Free Bill Pay with eBills
  • Free Mobile Banking2
  • Free Easy Phone Banking
  • Free set-up of direct deposit or automatic payments. Take the hassle out of depositing paychecks or paying recurring bills
  • Earns interest
  • Only $50 to open
A Summit Relationship Checking account is required to establish and maintain a Summit Relationship.

A free checking account that earns interest with the convenience of direct deposit or any automatic payment.

  • Earns interest
  • No minimum balance
  • No monthly maintenance fee
  • No per check charge
  • Unlimited check writing
  • Only $50 to open

Open your account today and receive:

  • Free VISA® Debit Card with UChoose Rewards® program
  • Free combined easy-to-balance monthly statement
  • Free return of check images for easy record-keeping
  • Free ATM access at any bank in the world1
  • Free Online Banking with the ability to view your check images online
  • Free eStatements
  • Free Bill Pay with eBills
  • Free Mobile Banking2
  • Free Easy Phone Banking
  • Free set-up of direct deposit or automatic payments. Take the hassle out of depositing paychecks or paying recurring bills
To qualify, all you need is a regular direct deposit into (such as payroll) or direct debit from this account (a recurring payment such as a vehicle, mortgage, or utility).

A free checking account for customers 50 years of age and over.

  • Earns interest
  • No minimum balance
  • No monthly maintenance fee
  • No per check charge
  • Unlimited check writing
  • Only $50 to open

Open your account today and receive:

  • Free VISA® Debit Card with UChoose Rewards® program
  • Free combined easy-to-balance monthly statement
  • Free return of check images for easy record-keeping
  • Free ATM access at any bank in the world1
  • Free Online Banking with the ability to view your check images online
  • Free eStatements
  • Free Bill Pay with eBills
  • Free Mobile Banking2
  • Free Easy Phone Banking
  • Free set-up of direct deposit or automatic payments. Take the hassle out of depositing paychecks or paying recurring bills

Our most popular account that is free for everyone!

  • No monthly maintenance fee regardless of your balance
  • No per-check charge
  • Unlimited check writing
  • Only $50 to open

Open your account today and receive:

  • Free VISA® Debit Card with UChoose Rewards® program
  • Free combined easy-to-balance monthly statement
  • Free return of check images for easy record-keeping
  • Free ATM access at any bank in the world1
  • Free Online Banking with the ability to view your check images online
  • Free eStatements
  • Free Bill Pay with eBills
  • Free Mobile Banking2
  • Free Easy Phone Banking
  • Free set-up of direct deposit or automatic payment: take the hassle out of depositing paychecks or paying recurring bills
*Customer purchases checks.
Please refer to our "Fees for General Services" brochure for charges on unusual activities such as overdrafts, stop payment orders, etc. that may be assessed. 1We'll gladly refund all the fees when you use a non-Katahdin Trust Company ATM, up to five per month, ten for Summit customers. Simply stop by, call, or email us to get your money back.2Message and data rates may apply from your wireless carrier.

Click here to complete your Overdraft Authorization Form >>

Community Banking, since 1918.