Explore Personal Checking Accounts | Katahdin Trust Company (Houlton, ME)

 

Personal Checking

Experience Community Banking at its Best: Open a Totally Free Checking today for all the features, no monthly fees, and a FREE gift!

 

Features

Every new personal checking account includes these great features:

  • Free Thank You Gift
  • Free gifts for referring others
  • Buy Back of your debit cards from another financial institution, up to $10
  • ATM Fee Refunds, up to $10 per month

Compare Checking Accounts

 

Benefits
Checking

Preferred Interest Checking

Direct Interest Checking

Totally Free Checking

Best if you want an account that...

pays for itself with added value. earns higher interest. earns interest with the convenience of direct deposit or any automatic payment. is free for everyone!

Earns Interest

 No

YES - higher interest rate with a balance of $1,500 or more

YES  No

Free first order of bank logo checks

YES YES No No

Monthly Service Charge

Only $6.95  Only $6.95 if minimum daily balance falls below $1,500   $0 $0

Added Benefits and Savings

  • Cell phone protection
  • CyberScout® identity theft resolution
  • Roadside assistance
  • Accidental death & dismemberment insurance
  • Shopping, dining, and travel discounts
 

 

 
$10,000 Accidental Death and Dismemberment Insurance Coverage is provided at no additional charge. Total coverage splits evenly among all authorized signers as indicated on the account opening signature cards. Insurance products are not deposits, not FDIC insured, not insured by any federal government agency, not guaranteed by the bank.

Get Started

Open an account today!

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Personal Savings

Enhance your earning power with a savings account. Take advantage of automatic deposits and you can increase your savings account balance effortlessly.

TAKE ME TO PERSONAL SAVINGS

Health Savings

A Health Savings Account (HSA) is a tax-advantaged way to help pay for select medical expenses for those enrolled in a qualified High Deductible Health Plan (HDHP).

TAKE ME TO HEALTH SAVINGS

Account Services

Minimum opening deposit is only $50. Please refer to our Fees for General Services brochure for charges on unusual activities such as overdrafts, stop payment orders, etc. that may be assessed.  Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented. *Message and data rates may apply from your wireless carrier. Subject to certain restrictions.

 

 

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